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Royce Stone Capital Stable Investments


Capital Preservation And Peace Of Mind

Strategic Allocation

Royce Stone Capital Stable Investments is responsible for delivering capital protection whilst also achieving a premium return for investors. We are able to do this because we have engineered our funds to take advantage of market illiquidty. These situations of market illiquidty often occur due to;

 

  • Business cash flow issues.
  • Government / Industry regulations impeding overall liquidity.
  • Rapid business growth, where sufficient capital isn’t available.

 

As such, we intervene in the above scenarios and inject liquidity, where our investors are rewarded for their timely capital and users of the funds have their cash flows problems resolved.

Capital Stable & Secure

We ensure that the  capital deployed is utilized for the purposes of financing a range of secured investments and debt. Ultimately we deploy timely liquidity through a  number of financial mechanisms such as Invoice Debtor Financing, Convertible Notes, Bank Hybrids and 1st Mortgage Secured Loans.

Premium Returns

Royce Stone Capital Stable funds give investors a premium return, because we take advantage of market illiquidty, when a premium is willing to be paid for the liquidity we provide. In essence, we find the right opportunities for our capital to be utilized, where a healthy margin can be charged that serves the interests of all parties.

Fund Name
BAM SMSF Lending Fund

BAM SMSF Lending Fund

Capital Stable

This Fund provides limited recourse borrowing arrangements (LRBA’s) to qualifying self-managed superannuation funds (Borrower) that are subject to an annual audit conducted by an ASIC approved SMSF auditor.

The Borrower can use the LRBA to invest in the following authorised investments:

a) Listed Securities – subject to approval.
b) Unlisted Investments & Securities – such as managed investments & widely held unit trusts subject to approval.
c) Commercial Property (i.e. not residential property) or securities in commercial real property ownership vehicles.

Each LRBA is secured by both:
a) Security over the authorised investment.
b) Mandatory Personal Guarantees from the Superfund’s members.

BAM Invoice Financing Fund

BAM Invoice Financing Fund

Capital Stable

This Fund has been established to provide invoice financing where there is no legal dispute capable.

Authorised investments are limited to:

  •  Incontestable invoice financing of audited debtors that are rated according to the number and type of regulators with oversight of the business sector of the issuer and the creditworthiness and transparency of both the issuer and the obligated.
  • This can include a number of debt instruments including invoices, notes and other debtor obligations, where the creditworthiness of the debtor is deemed to be of very low risk and there is sufficient security.

 

For a confidential discussion if this product is right for you, please contact us at enquiries@roycestonecapital.com.au

BAM Savings Fund

BAM Savings Fund

Capital Secure & Stable

The fund provides an opportunity to participate in a fund that has been established to invest in a portfolio of fixed interest and hybrid securities issued by Australian banks. The authorised investments of the Fund include:

  • Bonds
  • Notes (floating and fixed)
  • Convertible and converting securities
  • Debentures
  • Hybrid securities
  • Term deposits
  • Preference equity (notably those offering “fixed interest” style coupon payments)

 

In summary, the Fund may invest in any security issued by an Australian Bank, other than ordinary equity, although it
can hold ordinary equity if the holding results from a conversion of another form of security (e.g. Conversion of
convertible notes or preference shares at maturity).

 

For a confidential discussion if this product is right for you, please contact us at enquiries@roycestonecapital.com.au

BAM Conservative 1st Mortgage Fund

BAM Conservative 1st Mortgage Fund

Capital Stable

This Fund provides 1st mortgage funding to property owners (borrowers) up to a level of 50% of an authorised valuation. The funds will only be utilised for business purposes only.

 

The nature of the fund ensures the LVR applied to the underlying asset ensures capital protection, in the event the borrower is unable to make repayments.

 

For a confidential discussion if this product is right for you, please contact us at enquiries@roycestonecapital.com.au

"We find the right opportunities for our capital to be utilized, where a fair premium is willing to be paid, for the problems we solve."

Tarek Omar - Head of Capital Stable Investments